Term loan are provided for acquiring or constructing or installing or establishing capital assets, which will provide returns over a period of time. Term loans will also be repaid in regular payments over a period of time, as the asset generates returns. Term loans are usually provided for acquiring or constructing building and acquiring or installing plant and machinery. Term loans in India are provided for a tenure of anywhere between 3 to 10 years based on the project, projected financials and other factors. The interest rate for the term loan will be based on the credit worthiness of the borrower and is usually a fixed spread over the banks base lending rate.

Purminder Kaur & Associates can help your business apply and obtain sanction of term loans from banks. Term loans can be availed for both green-field as well as brown-filed projects. Once we obtain an understanding or your business or proposed business, our Financial Experts will then advice you suitably on the proposed quantum of loan, repayment type, repayment tenure and schemes available. Purminder Kaur & Associates can also help you prepare a project report, apply to banks and obtain sanction of term loans for your business.

Reasons to Term Loan Syndication

Term Loan

Term loan is a type of loan, which has to be paid in regular installments over time. Term loans are typically sanctioned for a acquiring or constructing or installing capital assets like building, plant and machinery.

Financial Professional

A well drafted Detailed Project Report will ensure easy approval of the requested credit facilities. So an experienced Financial Professional with good writing, presentation and financial analysis skill must prepare the Detailed Project Report.

Purminder Kaur & Associates Can Help

Purminder Kaur & Associates has experience financial professionals who syndicated bank loans for hundreds of business. Our Financial Professionals will provide end-to-end support on the loan syndication process.

Bank Loan Syndication

Bank Loan Syndication is the process of formulating a credit request, preparing a detailed project report along with the necessary documents, submitting the requests to banks or financial institutions and obtaining sanction & disbursement of credit facilities.

Loan without Collateral

The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) Scheme provides a way for Entrepreneurs to obtain a bank loan of upto Rs.1 Crore without any collateral security.

How we help with project report preparation

Understanding

Prior to preparing the Detailed Project Report, our Financial Experts will work with you to understand your business, proposed plans and capital requirement.

Project Preparation

Based on our understanding of your Business and the information collected, our Financial Experts will a Detailed Project Report for your business.

Project Finalization

Once the Detailed Project Report is prepared, we will help submit the same to Banks and help you with the process until the capital is syndicated.